At the bank, our net consumer lending portfolio as of June 30, stood at $730 million, a significant increase from $642 million, as of March 31. The portfolio’s average interest rate was 14.6% comparable with the prior year quarter, as higher receivables from higher yielding RV loans were offset by increased lower yielding home improvement loans. 90 plus day delinquencies on the consumer portfolio stood at 0.3%, an improvement from 0.37% in the prior quarter.The bank’s net medallion lending portfolio as of June 30 stood at $219 million, a 31% reduction from the prior year and a 6% reduction sequentially.

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